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Coverage and cards handpicked by the editors who rank them

BEST HOME WARRANTY
Choice Home Warranty

Choice Home Warranty

Get a quoteFirst month free on annual plans
Terms ApplySee plan details
Ethan Hale
Ethan HaleWarranty Editor

Two plans instead of ten, one flat $100 service fee, and the same $3,000 limit on every covered item

BEST TRAVEL CREDIT CARD
Mastercard® Black Card®

Mastercard® Black Card®

Apply now$300 in annual credits
Terms ApplySee plan details
Michael Rodriguez
Michael RodriguezSenior Credit Card Analyst

Up to 2% value on every purchase, complimentary access to over 1,800 airport lounges and 24/7 Luxury Card Concierge

BEST PET INSURANCE
Lemonade Pet Insurance

Lemonade Pet Insurance

Get a quotePlans from $10/mo
Terms ApplySee plan details
Emily Johnson
Emily JohnsonInsurance Editor

AI claims paid in minutes, no upper age limit for enrollment and free 24/7 vet chat

BEST FOR BUNDLING
Farmers Home Insurance

Farmers Home Insurance

Get a quoteUp to 20% off when you bundle
Terms ApplySee plan details
Emily Johnson
Emily JohnsonInsurance Editor

Up to 20% off when home and auto sit together, plus a local agent who can stack the smaller discounts

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Latest Articles

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Complete Guide to Credit Card Points: Master Your Rewards in 2026
Credit Cards

Complete Guide to Credit Card Points: Master Your Rewards in 2026

Everything you need to know about earning, redeeming, and maximizing credit card points. From beginner basics to advanced strategies for maximizing value.

Michael Rodriguez Michael Rodriguez
Maximizing Cash Back Rewards: Strategies to Earn More
Credit Cards

Maximizing Cash Back Rewards: Strategies to Earn More

Strategies to earn more cash back on everyday purchases, including stacking rewards and category bonuses.

Michael Rodriguez Michael Rodriguez
What a Home Warranty Doesn't Cover: The Exclusions Behind Denied Claims
Home Warranty

What a Home Warranty Doesn't Cover: The Exclusions Behind Denied Claims

Almost every denied home warranty claim traces to one of eight clauses. They're all in the contract, and nobody reads it until the denial arrives.

Ethan Hale Ethan Hale
How Much Life Insurance Do You Actually Need?
Life Insurance

How Much Life Insurance Do You Actually Need?

The '10x your income' rule is a starting point, not an answer. Here's how to calculate a coverage amount from your actual obligations.

Emily Johnson Emily Johnson
Why Home Insurance Premiums Keep Rising, and What Actually Lowers Yours
Home Insurance

Why Home Insurance Premiums Keep Rising, and What Actually Lowers Yours

Reinsurance costs, rebuild inflation and catastrophe losses are driving rates. Here's what you can still control at renewal.

Emily Johnson Emily Johnson
Home Warranty vs. Homeowners Insurance: What Each One Actually Covers
Home Warranty

Home Warranty vs. Homeowners Insurance: What Each One Actually Covers

They sound interchangeable, but they pay for completely different things. Here's how home warranties and homeowners insurance divide the work-and where the gaps are.

Emily Johnson Emily Johnson
What Renters Insurance Actually Covers (and the Four Things It Doesn't)
Renters Insurance

What Renters Insurance Actually Covers (and the Four Things It Doesn't)

Your landlord's policy covers the building, not your belongings. Here's what a renters policy pays for, including away from home.

Emily Johnson Emily Johnson
Car Insurance Rates Keep Climbing: What's Driving It and How to Push Back
Car Insurance

Car Insurance Rates Keep Climbing: What's Driving It and How to Push Back

Premiums have outpaced inflation for four straight years. Here's what's actually behind the increases-and the levers that still move your rate.

Emily Johnson Emily Johnson

Meet the Screened Experts

The people behind Screened, industry professionals dedicated to helping you make smarter financial decisions

Sarah Chen - Screened Editor-in-Chief

Sarah Chen

Editor-in-Chief

Michael Rodriguez - Screened Senior Credit Card Analyst

Michael Rodriguez

Senior Credit Card Analyst

Emily Johnson - Screened Insurance Editor

Emily Johnson

Insurance Editor