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Insurance and warranty news for US consumers — sourced from federal and state regulators, ratings agencies and market data, newest first.

HOME WARRANTY

Days Left: Arizona Homeowners Must File by August 1 to Claim From $11.8M Choice Home Warranty Settlement

The state alleged the company sold coverage for appliances and air conditioners it then failed to repair, and targeted veterans and seniors. Eligible buyers have until 1 August 2026 to file.

Jul 27, 2026 Arizona AG
HOME INSURANCE

Home and Auto Insurers Post Best Underwriting Year in a Decade as Profit Hits $61 Billion

AM Best data shows the US property/casualty industry closed 2025 with a 93 combined ratio, its strongest in ten years, as homeowners swung from loss to a $16.8 billion profit.

Jul 27, 2026 AM Best
CAR INSURANCE

Car Insurance Rates Hold Flat at $186 a Month, Ending Years of Steady Increases

Full-coverage premiums were unchanged through June and are down on the year, though analysts expect a modest rise by December.

Jul 15, 2026 Insurify
HOME INSURANCE

Moody's Warns US Flood Protection Gap Has Reached 65% as NFIP Sheds Millions of Policies

Uninsured flood exposure could run from $375 billion to $1 trillion in a severe event, with the shortfall increasingly landing on homeowners and local governments.

Jul 13, 2026 Moody's
CAR INSURANCE

Progressive Overtakes State Farm as America's Largest Auto Insurer, Ending an 84-Year Reign

S&P Global Market Intelligence puts Progressive at $70.2 billion in private auto premium against State Farm's $68.7 billion, the first change at the top since 1942.

Jun 30, 2026 S&P Global
EXTENDED CAR WARRANTY

FTC Mails $9.6 Million to CarShield Customers Whose Repair Claims Were Denied

168,179 checks went out to buyers of vehicle service contracts the agency said were deceptively advertised, including by celebrity endorsers who were not real customers.

Dec 18, 2025 FTC