Disclaimer
Last updated: December 31, 2024
IMPORTANT: Please read this disclaimer carefully before using screened.com. This website is operated by Interactive Ecommerce LLC, doing business as Screened ("Screened," "we," "us," or "our"). By accessing or using our website, you acknowledge that you have read, understood, and agree to be bound by this disclaimer.
General Information Disclaimer
The information provided on Screened is for general informational and educational purposes only. It is not intended as, and should not be construed as, professional advice of any kind. While we strive to keep our content accurate and up-to-date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the website.
Any reliance you place on such information is strictly at your own risk. We will not be liable for any loss or damage, including without limitation, indirect or consequential loss or damage, arising from the use of information provided on this website.
Financial Information Disclaimer
⚠️ Not Financial Advice
Screened is not a registered investment adviser, broker-dealer, or financial planner. The content on this website, including but not limited to articles, reviews, comparisons, and recommendations about credit cards, savings accounts, loans, and other financial products, does not constitute financial advice.
- We do not provide personalized financial advice tailored to your individual circumstances
- Our content does not consider your specific financial situation, goals, or risk tolerance
- You should not rely solely on our content when making financial decisions
- We strongly recommend consulting with a qualified financial advisor before making any financial decisions
Credit Card Disclaimer
💳 Credit Card Information
Credit card information displayed on Screened is gathered from public sources and credit card issuers. While we strive for accuracy:
- Rates and fees are subject to change at any time without notice. Always verify current terms directly with the card issuer before applying.
- APR ranges are based on creditworthiness. Your actual APR may differ based on your credit profile.
- Sign-up bonuses and rewards may have specific eligibility requirements and spending thresholds.
- Credit approval is not guaranteed. Meeting the issuer's credit criteria does not guarantee approval.
- We are not responsible for changes to credit card terms, benefits, or availability.
Card issuers have not reviewed or approved any content on this site related to their products.
Insurance Disclaimer
🛡️ Insurance Information
Screened is not a licensed insurance agency, broker, or producer in any state. We do not sell, solicit, or negotiate insurance policies. The insurance-related content on our website is for informational purposes only.
- Insurance quotes and premium estimates are approximations and may vary significantly based on your individual circumstances
- Coverage options, terms, conditions, and exclusions vary by state, insurer, and policy type
- Not all insurance products mentioned are available in all states
- We do not guarantee the availability, accuracy, or completeness of any insurance quotes or information
- Always read your policy documents carefully and consult with a licensed insurance professional before purchasing any insurance product
Insurance products are offered and sold by licensed insurance companies and agents, not by Screened.
Investment Disclaimer
📈 Investment Information
Screened is not a registered investment advisor, and nothing on this website constitutes investment advice. Content related to investments, investment apps, Gold IRAs, retirement accounts, stocks, bonds, or other securities is purely educational.
- Past performance is not indicative of future results. All investments carry risk, including the potential loss of principal.
- We do not recommend, endorse, or make any representation about the suitability of any particular investment for any specific person
- Investment returns and values can fluctuate due to market conditions
- You should conduct your own due diligence and consult with a qualified investment advisor before making any investment decisions
- Information about investment products may become outdated and is not guaranteed to be current
SEC/FINRA Notice: Securities and investment advisory services are offered through appropriately licensed and registered entities. Screened is not registered with the Securities and Exchange Commission (SEC) or the Financial Industry Regulatory Authority (FINRA).
Loans & Banking Disclaimer
🏦 Loans & Banking Information
Information about loans (personal loans, student loans, auto loans, mortgages, etc.) and banking products (savings accounts, CDs, checking accounts) is provided for comparison purposes only.
- Interest rates are variable and subject to change without notice. Rates shown are current as of the date published and may not reflect today's rates.
- APR and loan terms depend on your credit score, income, debt-to-income ratio, and other factors
- Not all loan products are available in all states
- Screened does not make loans or credit decisions
- Pre-qualification does not guarantee loan approval
Affiliate & Advertising Disclosure
💰 How We Make Money
Screened earns money through affiliate partnerships. When you click on certain links on our website and apply for or purchase products, we may receive compensation from the companies whose products we feature.
- Compensation may influence which products we review, compare, or feature on our site
- Compensation may affect the order in which products appear
- We strive to maintain editorial independence, but financial relationships may exist
- Not all available products or companies are represented on our site
- The compensation we receive does not impact the information or recommendations we provide
For more details, please see our Advertising Disclosure page.
Third-Party Links & Content
Our website may contain links to third-party websites, applications, or services. These links are provided for your convenience only. We do not control, endorse, or assume responsibility for the content, privacy policies, or practices of any third-party sites. Visiting linked sites is at your own risk.
No Professional Relationship
Your use of this website does not create any professional-client relationship between you and Screened or Interactive Ecommerce LLC. We are publishers of general information, not providers of professional services.
Accuracy of Information
While we make reasonable efforts to ensure the accuracy of information on our website:
- Product information, rates, and terms may change at any time
- We cannot guarantee that all information is current or complete
- Errors and omissions may occur despite our best efforts
- Always verify information directly with product providers before making decisions
Geographic Limitations
Our content is intended primarily for residents of the United States. Products, services, and regulations may differ significantly in other jurisdictions. If you access our website from outside the United States, you do so at your own risk and are responsible for compliance with local laws.
Your Responsibility
You acknowledge and agree that:
- You are solely responsible for evaluating the suitability of any product or service for your needs
- You should seek appropriate professional advice before making important financial, insurance, or investment decisions
- You will verify all information with the relevant product provider or professional advisor
- Your financial decisions are your own, and Screened is not responsible for any outcomes resulting from decisions you make based on our content
Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, INTERACTIVE ECOMMERCE LLC AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF, OR INABILITY TO USE, THIS WEBSITE OR ANY INFORMATION OR CONTENT PROVIDED HEREIN. THIS INCLUDES, BUT IS NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, DATA, OR OTHER INTANGIBLE LOSSES.
Contact Us
If you have questions about this disclaimer, please contact us: